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Finance


31 Days to Financial Independence (Day 2): Finding Direction in the Deep End and Cleaning Up the Shallows

“31 Days to Financial Independence” is an ongoing series that appears every Thursday on The Simple Dollar. You might want to start this series from the beginning! In the first part of this series, we took a long look at the things that shape our lives – the things we spend our money, time, and energy on – and figured out which ones were most important to us. More specifically, we chose roughly five things that were of prime importance …

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Are You a Freelancer… or an Exploited Worker?

Two in five workers will be independent contractors by 2020, according to one study. That’s an estimated 60 million of us toiling without the restrictions (or benefits) of full-time employment. The downside, of course, is that this freedom isn’t necessarily free: For every freelancer you meet who shrugged off the shackles of Corporate America and struck out on his own, you’ll meet several who were forced into part-time, contract, or temporary work by the economy. And, regardless of how you became a …

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Your Vision for Retirement – and How to Save for It

Retirement means different things to different people. To my parents, it largely means a simple day-to-day life. It means plenty of time to engage in their hobbies and interests at home. It doesn’t include any major changes in lifestyle after retirement, just a lot of additional free time. Without the expense of having to work and without the cost of some of the conveniences necessary to keep working, their life is actually far cheaper than it was before. To my …

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