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Finance

Here’s What Happens When You Don’t Have a Budget

Nobody likes talking about the dreaded “B word.” Just mention the word budgeting in a crowd, and you’ll see perfectly reasonable adults turn into petulant children. After giving you an angry stare, they’ll cross their arms, give you the side-eye, and breathe deeply until the moment passes. Why? Because even responsible and hard-working adults hate the idea of budgeting or planning their spending. They work hard each week, they’ll say, and they don’t want to live life in a cage. And …

The post Here’s What Happens When You Don’t Have a Budget appeared first on The Simple Dollar.







It’s Your Journey, Not Theirs

Earlier this month, I was traveling with my family in Toronto. I was waiting outside of the CN Tower for my family to meet up as my parents had gone in one direction, my wife and children had gone in a second direction, and I was using the bathroom, so I was standing at our meetup point. While standing there, I was leaning next to a guy in a Blue Jays jersey who was waiting for the Rogers Centre to …

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Why These Vehicles Are the Cheapest Cars to Insure

You’re probably familiar with the urban legend that auto insurance companies charge higher rates for red cars. In fact, your insurance company probably doesn’t even know what color your car is. But it is true that some cars are cheaper to insure than others. Often, the final determination isn’t even the value of the car — that’s only an important factor if you’re insuring the car against theft. So why are some cars cheaper to insure than others? The Main Factor Is You First, …

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