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Forex

Reduce your Taxes – Income Splitting Strategies

A portion of this article was originally written in June 2009, but relevant today due to the removal of the income splitting Family Tax Cut which allowed a family to notionally transfer up to $50,000 from the higher income spouse to the lower when filing taxes.  While many will take a hit from elimination of this tax benefit […]


Banking as a Couple – BMO PlanShare Review

This is a sponsored post written by me on behalf of BMO. I was a little hesitant at first when BMO contacted me to review one of their product features.  The reason is that most retail bank account usually involves high fees.  However, after reading more about BMO PlanShare, I started to see the possibilities for […]




Qtrade Discount Brokerage Review

Qtrade is an independent discount brokerage which has done extremely well in the annual Globe and Mail brokerage rankings. After calling them a number of times, I can see one of the reasons. They are super quick to answer the phone. Related:  My Canadi…





2013 RRSP Contribution Limits

The maximum RRSP contribution limit for the 2012 tax year is $22,970. There are other factors in calculating the limit, so read on! Remember that the RRSP contribution limit applies to the previous tax year. Some rules to calculate your 2012 RRSP contr…